Friday, February 21, 2025

Love Thy Neighbor

By Nicole Foster, Broker/ REALTOR

Traditionally most of the single-family homes in our area do not belong to a Homeowner’s Association (HOA) but that is all changing with each passing year as a growing segment is held in this type of ownership. The rules, regulations and restrictions can help to ensure that all the homes and their yards are kept at a similar level of maintenance and spells things out, so that everyone is on the same page with what the collective expectations will be.

The governance and procedures provide a pathway for a “feedback loop” to exist between residents who may need an occasional reminder for compliance. When you purchase a property that does not belong to an association, there are much fewer guidelines in place for homeowners, and the communication between neighbors and abutters must be handled directly (there is no landlord or association president to complain to, you have to do it yourself).

Being proactive about researching and assessing a neighborhood or an area before purchasing a home can prevent future disappointments and help you make an informed decision. Buyers sometimes are not willing to limit their home search to only a handful of neighborhoods that best suit them and instead leave their geographic parameters broader just to get into a house, but location is key, as many repeat buyers can tell you from experience.

Understanding the culture and atmosphere of an area can help determine if it aligns with your lifestyle. Some parts of the community are known for their social and interactive residents, while other areas may prioritize privacy and quiet.

Choosing a location that matches your preferences will contribute to a positive living experience but may require a bit more patience. When buying a home, the surrounding neighborhood and your future neighbors play a crucial role in determining your overall satisfaction. A great location can enhance your living experience, while a problematic one may lead to stress and challenges. Knowing the dynamics of a neighborhood or area is just as important as evaluating the features of a property.

Whether you’re looking forward to getting involved with your new neighborhood and are eager to meet everyone or you have zero intentions of ever interacting with the one neighbor a mile away, it’s important to be a good neighbor. Little acts like making eye contact, waving or smiling are worth the effort it takes usually. It can be challenging to be self-aware and may feel easier to complain, so be sure to ask yourself: “Are you a good neighbor to have?”

Hands down, by far the number one complaint by neighbors is regarding noise, whether it’s barking dogs, out of control parties, loud music, screaming kids or fireworks, nobody wants to listen to it from where they sit. Especially late at night when they are trying to sleep. It is a good measure to let neighbors know when you are planning to hold an event which may be deemed noisy and extend an invite or at least exchange contact information. They may reach out to you prior to calling the authorities to complain but often people do not feel comfortable or want to take on the risk of confrontation.

Another common complaint is about neighbors who routinely do not clean up after pet waste when walking their dogs. If you speak to your neighbors about your concerns remember that their pets are beloved family members of theirs.

Boundary disagreements are also a common source of contention between abutters. If you see that your neighbor is planning to place or construct something like a fence or a shed in an area that you understand to be on your property it is best to approach them to further discuss this as soon as possible. You may very easily be able to clear up any confusion or come to an agreement that everyone feels good about or, at least know what to expect as next steps or when one of you plans to sell.

Using a little extra empathy and compassion when considering how and when to best approach your neighbor about concerns or issues can truly go a long way for both of you. Keeping the lines of communication open should be the goal, so leaving a kind note is a great place to begin. If you are hoping that your neighbor will make large changes to their space to help support a higher property value for yourself, consider if it is realistic that they have the necessary resources. You may also consider offering to help support them in some way or contribute to their efforts as an incentive for them to cooperate as an investment you make.

Many people have never met or spoken to their neighbors but each day is another opportunity to make a connection with them and the best way to prevent problems.

Nicole Foster is a Broker in Falmouth and a Windham parent who loves people and real estate follow facebook.com/sellingmaine or @207nicolefoster. <

Friday, February 14, 2025

Your First Step to Homeownership: 2025’s Essential Guide for First-Time Buyers in Maine

By Lisa DiBiase

Buying your first home can feel like stepping into the unknown – exciting, a little overwhelming, but absolutely worth it. It’s not just about the house; it’s about laying a strong foundation for your future. When buying your first home, this isn’t just a transaction – it’s a milestone. Having buyer representation will help to make the process as seamless and rewarding as possible.

Here are a few tips and tricks to help guide you home.

Step One: Know Your Numbers

Before you start house-hunting, it’s essential to know where you stand financially. Understanding your budget range guarantees you’re making decisions with confidence.

• Down Payment Options: You don’t need 20 percent down to get started. Many first-time buyers qualify for programs offering down payments as low as 3 percent, like MaineHousing’s First Home Loan Program. Research your eligibility for grants and first-time homebuyer programs.

• Check Your Credit Score: A strong credit score can lead to better loan rates and terms. If you’re unsure about yours, pull a free credit report and address any errors before applying for pre-approval.

• Pre-Approval Matters: Speaking of pre-approval, getting pre-approved for a mortgage signals to sellers that you are serious about finding a home. It also gives you a clearer understanding of your budget range and what you’re able to afford comfortably.

Step Two: The Value of a Local REALTOR®

A REALTOR® is the key to unlocking the best opportunities. The housing market varies by location, so having a local expert with you from start to finish makes all the difference.

• Neighborhood Insights: Your REALTOR® understands market trends at a hyper-local level, helping you to find hidden gems or avoid overpriced areas. They know the ins and outs of every neighborhood, from the up-and-coming areas to the more established communities that will match your lifestyle and can provide you with invaluable insights into what it is like to live there – schools, amenities, traffic, and even the overall vibe.

• Tailored Recommendations: Everyone’s dream home looks different. Think about your priorities: school districts, walkability, commuting distance, or proximity to parks and shopping centers. Your REALTOR® can help you evaluate all your options and match you to an area that aligns with your priorities.

• Networks and Resources: Your REALTOR® often has a robust network of contacts, from home inspectors to contractors, they can help connect you to the right people through every step of the buying process.

Step Three: Partner with the Right REALTOR®

Buying your first home is easier with the right team by your side. A great REALTOR® is more than a guide – they’re your advocate throughout the entire home buying process. They can provide you with:

• Local Expertise: Our Realtors® know the market inside and out, which is a necessity for helping to find you the best neighborhoods and homes within your budget. Here are some questions you might want to ask when buying your first home.

• Negotiation Skills: From opening the front door the first time to closing, your REALTOR® ensures you’re getting the best value for your budget range.

• Reduces Stress: This is not a relaxing process, but an experienced REALTOR® can help streamline everything. Let them guide you home by handling all the details for a stress-free experience.

Step Four: Leverage First-Time Buyer Resources

There are so many resources designed specifically for the first-time buyer, and knowing how to take advantage of them will save you time and money.

• Grants and Assistance Programs: There are programs available that provide down payment assistance, low-interest loans, or tax benefits.

• Local Lenders: Working with your Realtors® preferred lenders ensures you’re getting the best and most competitive financing and personalized advice.

• Educational Tools: Many programs offer workshops or consultations to help you better understand the buying process.

Step Five: Let Us Guide You Home

When you’ve found the perfect home, it’s time to move forward with confidence. This is where all your research and preparation pays off! From making an offer to closing, your REALTOR® will guide you home.

That first moment you walk into your new home isn’t just about unlocking a door – it’s about starting your next chapter.

Why is 2025 the perfect time to buy?

House hunting is exciting, but it can also be overwhelming and with the ever-evolving housing market, first-time home buyers have more resources and tools than ever before. Whether it’s securing favorable financing to finding the absolute right neighborhood that complements your lifestyle, 2025 is the year to take the leap into homeownership.

As I have said before, please call a local REALTOR® for all your real estate needs no matter how big or small. We are trained professionals here to make your life easier. It›s best to surround yourself with the right team of professionals that can continuously give you the right advice for all your circumstances.

This article was brought to you by Lisa DiBiase, the Broker/Owner for Landing Real Estate. She and her company represent buyers and sellers in the Greater Portland area and surrounding areas. For all your real estate needs contact Lisa at lisa@landinghomesmaine.com or call 207-775-SOLD. <

Friday, February 7, 2025

Smart Home Tech You Can Expect in 2025

By Carrie Colby

Artificial Intelligence (AI) is revolutionizing everyday household tasks, seamlessly integrating into our most common tools and appliances. Through small yet powerful updates, AI enhances convenience, prevents potential disasters, and optimizes home efficiency. Here’s how AI is set to transform home living in 2025.

AI is Making Laundry Day Smarter


AI-powered washing machines and dryers are already making a significant impact. Modern washing machines now use advanced sensors to detect fabric types and load sizes, automatically selecting the optimal cycle and adjusting water usage accordingly. This ensures efficiency, conserves water and minimizes the need for excessive hot water.

Similarly, AI-enabled dryers detect the weight and moisture level of clothes, adjusting drying times and heat settings to prevent over-drying and fabric damage. These intelligent adjustments help save energy and extend the lifespan of clothing, making laundry day more efficient and cost-effective.

AI Can Prevent Costly Home Disasters

One of the most valuable AI-powered smart home innovations is the water flow detector. This device attaches to a home’s main water supply, learning unique water usage patterns and monitoring for anomalies. If it detects unusual flow – often a sign of a leak – it automatically alerts the homeowner and can even shut off the main water supply to prevent damage.

When paired with smart faucets, these systems can also purge pipes to relieve pressure or prevent freezing during cold weather. Given that water damage accounts for roughly a quarter of all homeowner insurance claims, this AI-driven prevention can save thousands of dollars in repairs.

AI Advances in Home Security


AI is revolutionizing home security, offering smarter, more efficient monitoring. Modern smart home cameras now feature object detection and recognition, helping homeowners stay informed about relevant activity while filtering out routine movements, such as a passing pet or family member.

Smart locks are becoming more sophisticated, incorporating tracking technology and built-in screens that function as digital peepholes. Video doorbells are also advancing, with dedicated displays providing instant visual access to visitors, enhancing security and convenience.

AI is Making Homes More Energy-Efficient

Smart thermostats have evolved far beyond simple programmability. Devices like the Google Nest Learning Thermostat now analyze daily habits and automatically adjust temperatures based on user preferences. For instance, if you prefer cooler temperatures at night and warmer conditions during the day while working from home, AI adapts to maintain optimal comfort.

Using geofencing technology, these thermostats can detect when residents leave the house—either through smartphone location tracking or motion sensors—and adjust the temperature accordingly. Additionally, AI-powered thermostats can connect to other smart devices, including HVAC systems, air purifiers, smart fans, and even solar panels, further optimizing energy usage.

Many smart thermostats are also compatible with utility companies’ virtual power plant programs, helping homeowners contribute to energy conservation efforts while lowering electricity costs. Though not the flashiest gadget, a smart thermostat is one of the most impactful AI innovations, reducing energy consumption, cutting utility bills, and shrinking a home’s carbon footprint.

The Future of Smart Homes


AI-powered home technology is making everyday life more convenient, efficient, and secure. From optimizing laundry routines and preventing costly water damage to enhancing security and reducing energy waste, these innovations are shaping the future of smart homes. As AI continues to evolve, we can expect even more intelligent integrations that further streamline household management and improve overall quality of life.

Carrie Colby is a Broker with Allied Real Estate, 909 Roosevelt Trail in Windham. She can be reached at 207-232-5497. <