Buying a home with solar panels

By Nicole Foster, Broker/REALTOR

The installation of residential solar panels has grown significantly over the past decade, as the technology has continued to improve while the cost of solar energy has declined. At the same time, rising electricity costs have made the potential for long-term energy savings an increasingly appealing reason for homeowners to consider going solar.

Owning a home with solar panels can offer several benefits, including the potential to reduce your energy bills, lower greenhouse gas emissions, and provide greater energy independence.

If you're considering buying a home with solar panels, you’ll need to understand the system and how it works. Not all solar systems are the same, and details such as the age and condition of the panels, system size, expected energy production, warranties, and maintenance requirements are all important considerations. Just as importantly, you’ll want to understand how the system was purchased or financed.

Whether the panels are owned outright, financed through a solar loan, leased, or covered by a power purchase agreement (PPA) can have a significant impact on the purchase of the home, and the obligations that may transfer to you as the new homeowner. Understanding these details can help you determine whether the home—and its solar energy system – is the right fit for you and your financing.

As of early 2026, marketplace data from EnergySage suggests that the typical U.S. home solar shopper is looking at a system of about 12 kilowatts (kW), with an average installed cost of roughly $30,500 before incentives. The actual cost of a solar system can vary considerably depending on factors such as location, roof size and condition, equipment, and local labor costs.

Find out when the solar system was installed and how its age compares with the age and expected remaining life of the roof. Residential solar panels typically last 20 to 25 years, so it is important to consider whether the roof will need repairs or replacement before the solar system reaches the end of its useful life. The installation company can provide valuable information about the age of the system, its maintenance history, and the terms of the original purchase or financing agreement. If the original installer is no longer in business, find out the manufacturer and model of the solar panels and inverter(s). You may be able to contact the manufacturer directly for information about the equipment and any applicable warranties. You can also contact a qualified local solar installer to find out whether they are familiar with the equipment and can inspect the system to ensure it is functioning properly.

A third-party owned system may require additional steps to assume ownership or to transfer the contract. It is important to address these details early in the transaction, or before making an offer, to avoid delays or unexpected issues at closing. Ask the current homeowners about existing warranties and check that the paperwork is up to date. Contact the manufacturer to learn about any maintenance needs. Your lender will need to review any contractual agreements tied to the solar panels. If the seller prepays the solar lease, an invoice or other documentation showing that the lease has been paid in full should be provided.

If the seller will not be pre-paying the lease, documentation from the solar company confirming that the lease can be transferred to the buyer will likely be required by your lender. If the homeowner bought the system outright or under a loan, the ownership should convey with the property. Sellers who own their system outright are in the best position when it comes to selling their solar-equipped home. According to Fannie Mae appraisal guidelines, the ownership and financing structure of a solar panel system are important factors in determining how the panels are treated in a real estate transaction. 

Depending on the arrangement, the system may be owned by a third party, considered the homeowner's personal property or be treated as a fixture to the real estate. Understanding how the system is owned and financed can therefore be important when determining what is included with the property and how the solar panels should be considered in the appraisal.

As a REALTOR®, I am seeing this scenario with increasing regularity in our marketplace as more and more homes become equipped with solar energy systems. As solar becomes a more common feature of residential properties, it is increasingly important for both buyers and sellers to understand how these systems are owned, financed, and transferred as part of a real estate transaction.

Nicole Foster is a real estate broker with over 20 years of experience helping buyers, sellers and investors in Southern Maine who loves real estate and people. Follow Nicole at @207nicolefoster or facebook.com/sellingmaine. <

Maine’s Real Estate Market Update: What Buyers and Sellers Need to Know This Fall

By The Libby Starnes Team, Signature Homes Real Estate Group

As summer winds down and we head into the fall real estate market, Maine’s housing landscape continues to evolve. While the market has become more balanced compared to the intense seller-driven conditions of recent years, demand remains strong in many areas. For buyers and sellers considering a move this fall, understanding the changing market – and preparing accordingly – can make all the difference.

A More Balanced Market Heading Into Fall

After several years of historically low inventory and intense competition, Maine’s real estate market is showing signs of greater balance. Buyers are seeing more opportunities than they did in previous years, while sellers continue to benefit from strong demand for well-priced, well-maintained homes.

Fall often brings a natural shift in the market. Some buyers who have been searching throughout the summer become more motivated to make a move before the end of the year, while some sellers who’ve waited through the spring and summer decide that fall is the right time to list.

The result? A market where preparation, pricing, and presentation matter more than ever.

Southern Maine Continues to Attract Buyers

Demand remains particularly strong throughout Southern Maine, including Cumberland and York counties. Communities such as Windham, Gorham, Standish, and surrounding areas continue to appeal to buyers looking for a combination of convenience, community, outdoor recreation, and access to Portland.

As families settle into new routines with the start of the school year and buyers reassess their housing needs, homes in desirable school districts and convenient locations are likely to remain highly sought after.

The Lakes Region also continues to attract attention, particularly for waterfront and seasonal properties. Homes on Sebago Lake, Little Sebago, and nearby waterways can remain appealing well into the fall, especially when they are updated, well-maintained, and positioned to showcase their year-round or recreational value.

What Could Drive Buyer Activity This Fall?

Mortgage rates will continue to play an important role in buyer behavior. Even modest changes in rates can influence affordability and bring additional buyers into the market.

At the same time, many buyers have adjusted to the reality of today's borrowing environment. Maine's lifestyle appeal, limited rental inventory, and continued interest from people relocating from out of state are helping support demand.

We also continue to see buyers drawn to Maine for remote-work flexibility, a desire for a slower pace of life, outdoor recreation, and the opportunity to put down roots in communities they love.

For motivated buyers, fall can also present an opportunity to find sellers who are serious about completing a transaction before winter.

What Sellers Should Know This Fall

If you're considering selling this fall, pricing strategically will be especially important.

The days of simply putting a home on the market and expecting multiple offers regardless of condition are not necessarily representative of today's market. Buyers have more choices and are paying close attention to value.

Homes that are clean, well-maintained, appropriately priced, and professionally marketed can still generate significant interest.

Before listing, sellers should consider:

● Completing small repairs and cosmetic improvements.

● Decluttering and preparing the home for professional photography.

● Investing in professional staging when appropriate.

● Having important systems and maintenance items addressed.

● Considering a pre-listing inspection.

● Providing clear disclosures and documentation. 

● Creating a strong digital marketing strategy across Zillow, Instagram, Facebook, and other platforms.

Fall also offers a unique marketing opportunity. The changing leaves, cozy interiors, fireplaces, and seasonal character of a Maine home can help create an emotional connection with buyers – when presented thoughtfully.

Advice for Fall Buyers

For buyers, preparation remains key.

Having a mortgage pre-approval, understanding your budget, and knowing which features are truly must-haves can help you move quickly when the right property comes along.

While some segments of the market may experience longer days on market or price adjustments, desirable homes that are priced correctly can still attract multiple offers.

Buyers may also find opportunities by looking beyond move-in-ready properties. A home that needs fresh paint, updated flooring, landscaping, or other cosmetic improvements could provide an opportunity to purchase in a desirable location while adding value over time.

And don't overlook the advantages of working with a local real estate professional who understands the nuances of Maine's communities and neighborhoods.

Fall Is a Season of Opportunity

The fall market may look different from the fast-paced spring and summer seasons, but that doesn't mean the opportunities disappear.

For sellers, fall can be an excellent time to reach motivated buyers who are ready to make a move. For buyers, it can provide opportunities to negotiate, explore homes that may have been overlooked during the busier summer months, and potentially find sellers who are motivated to close before the holiday season.

As we move toward the end of the year, mortgage rates, inventory, buyer demand, and economic conditions will continue to shape the market. The key for both buyers and sellers is to stay informed and make decisions based on their individual goals – not simply headlines about the market.

Looking Ahead

The Maine real estate market continues to evolve, but one thing remains consistent: local knowledge matters. 

Whether you're thinking about buying, selling, relocating, downsizing, upsizing, or simply wondering what your home might be worth in today's market, having a knowledgeable local team by your side can help you navigate the process with confidence. 

At The Libby Starnes Team, Signature Homes Real Estate Group, we're in the market every day. We're here to help you understand current trends, evaluate your options, and create a strategy that fits your goals.

Thinking about making a move this fall? Let's talk.

For more market updates, current listings, or to schedule a consultation, visit www.libbystarnesteamhomes.com or follow The Libby Starnes Team on social media. <

Are buyers pumping the brakes?

By Matt Trudel

Summer is winding down unfortunately. Labor Day is upon us, kids are heading back to school and the nights are more refreshing. This is the time of year when buyers who haven’t pulled the trigger and put a home under contract begin to wonder if maybe they should hold off this year. Then they wonder if they should just pull the trigger on a home that might not be the perfect home, but one that will be good enough for a little while.

There are quite a few factors that play into this decision and let’s find out which ones are factual and have a solid foundation to stand on like the home they want.

First, we should start with inventory and are there enough available homes on the market to fill the demand from all the buyers who are out there looking to purchase a new home to call their own. Right now, there are approximately 50 or more single family homes currently on the market for sale, and just about as many are under contract. If we add in all the condos that are for sale and the other 90 to 100 that are about to hit the market in the next month, I feel we all can agree that there is plenty of inventory on the market.

Unlike earlier this year, when inventory was tight, that is not an issue right now for buyers. Buyers are in complete control when it comes to looking at homes, and they have plenty of options available to them. We can all agree that inventory is not an issue in today’s current real estate market.

Second, interest rates definitely affect the real estate market and slowed the market down considerably earlier this year. Rates were up around 7.5 percent and that limits the amount a buyer can spend on a house. Buyers end up qualifying for a lower purchase price and that reduces the size and qualities of a home they can purchase. Rates are down from that currently and are hovering around 6.5 percent for a 30-year fixed mortgage.

You can get closer to 6 percent with some programs right now. This is not comparable to our ultimate lows we saw a few years ago near 3 percent, but 6 to 6.5 percent is not a bad rate. As realtors we always try to remind buyers that you date the rate and marry the house. You can always refinance to a lower rate down the road. I think we should be able to agree that the current interest rates are not slowing the market greatly or deterring buyers from making the move to buy a home.

Third, but not last, is the rental market and how that market has skyrocketed and just seems to have pushed beyond limits that a few years ago seemed unobtainable. I feel we have all personally seen how rents have just gone up and up over the past four to five years. For some people renting is a better option for many reasons that we don’t need to get into.

It may not make sense to many folks why people rent rather than purchase a home when buying a home is a better financial move than renting. I would like to just raise the point that the current rental market is at all-time highs and is not discouraging buyers from purchasing a property because it is less expensive or cheaper to rent than purchase a home.

What is slowing the market down if we have ruled out these things? It is the time of year and that alone which is really the only thing slowing the market down. This is the time of year when the market just starts to slow down. The market is just starting to show those signs of buyers rethinking their plans for the winter, the holidays, and if maybe next year will be a better opportunity for them personally.

Next will be the sellers near the end of October and early November. Sellers often don’t want their home on the market for the holidays such as Thanksgiving and Christmas. Houses just don’t show as well during the winter, and sellers do not want to move when it is snowing, and the temperature is below freezing.

This is the basic trend year after year. Buyers and sellers should be prepared and adjust accordingly.

Buyers should continue to be on the lookout for homes as they come on the market because sellers tend to reduce prices and are more flexible as winter approaches.

Sellers should really have their homes in the best shape possible and have realistic ideas of their value. Having a broker with a lot of experience regardless of you being a buyer or seller is key. Reach out to Five Star Star Realty if you would like to discuss your specific scenario.

This article was written by Matthew Trudel, Owner, Broker Five Star Realty, Windham, 207-939-6971. <

Why staging your home could be the smartest move you make before selling

By Theresa Bouchard

When homeowners decide to sell, most of the attention goes to price, curb appeal, and finding the right agent. But industry data increasingly points to a factor that gets overlooked far too often: staging. What was once considered a luxury reserved for high-end listings has become a mainstream strategy that can mean the difference between a home that lingers on the market and one that sells quickly, at a higher price.

Theresa Bouchard of TS Staging & Design says
staging is a strategic process intended to help
buyers connect with a home and visualize 
themselves living there.
SUBMITTED PHOTO  

Staging is often misunderstood as simply "making a house look nice." In reality, it's a strategic process designed to help buyers emotionally connect with a space and visualize themselves living there. A staged home tells a story, presenting each room as comfortable yet functional, highlighting architectural characteristics, and minimizing distractions like clutter, outdated features, imperfections, or overly personalized decor.

According to the National Association of Realtors' (NAR) Profile of Home Staging report, most buyers' agents say that staging a home makes it easier for buyers to visualize the property as their future home. The same report has consistently found that a significant share of sellers' agents believe staging increases the dollar value buyers are willing to offer, with many estimating gains ranging from 1 percent to 5 percent of the sale price. On a $400,000 home, even a conservative 1 percent bump translates into thousands of dollars – often far exceeding the cost of staging itself.

Time on market is another critical piece of the puzzle. NAR data has repeatedly shown that staged homes tend to sell faster than comparable nonstaged properties. In a competitive housing market, shaving even a few weeks off the selling timeline can save sellers money on carrying costs like mortgage payments, utilities, and taxes – not to mention the psychological toll of an extended sale process.

The Real Estate Staging Association (RESA), a leading voice in the professional staging industry, has published research reinforcing these findings. RESA's studies have found that staged homes often sell significantly faster than non-staged homes, and that the return on investment for professional staging services can be substantial, frequently cited in the range of several hundred percent when comparing staging costs to the increased sale price and reduced carrying costs.

RESA has also emphasized that staging isn't just about aesthetics; it's about marketing. In a digital-first world where a vast majority of buyers begin their home search online, listing photos are often a home's first impression. A poorly presented, cluttered, or awkwardly furnished room can cause potential buyers to scroll past a listing before ever scheduling a showing. Staged homes photograph better, generate more online engagement, and typically result in more in-person showings.

Buying a home is one of the largest financial and emotional decisions most people make. Staging taps into buyer psychology by removing "friction points." Empty rooms can feel cold and lack a welcoming sense of comfort, personal photos and memorabilia can make it hard for buyers to imagine themselves in the space and poor furniture placement can make rooms look smaller than they actually are. Professional stagers use scale-appropriate furniture arranged to elevate the room, strategic lighting, and neutral yet warm color palettes to help every space feel purposeful and inviting.

Staging also helps address one of the most common buyer objections: the inability to visualize their own belongings in the home. Buyers often wonder whether their furniture will even fit a given space. When a home is staged, they spend less mental energy trying to "edit out" clutter and more time appreciating square footage, natural light, and the flow between rooms. They see a turn-key and move-in-ready home – and an offer follows.

Sellers sometimes hesitate to invest in staging because of upfront costs, but the data suggests that skipping staging can be the costlier choice. Homes that sit on the market longer often require price reductions, and buyers frequently interpret a stale listing as a red flag, leaving them to wonder if something is wrong with the property. In many cases, the cost of a price reduction far outweighs what a full staging package would cost from the outset.

Given the stakes, more sellers are turning to professional staging companies to maximize their results. One such company making an impact in the industry is TS Staging and Design, known for helping homeowners transform their properties into market-ready showpieces. TS Staging and Design works closely with sellers and real estate agents to create tailored staging plans that highlight a home's best features while appealing to the broadest possible pool of buyers.

From full-service furniture staging to consultations on decluttering, paint colors, and minor updates that yield the biggest visual impact, TS Staging and Design brings a trained eye and industry insight to every project. Their approach reflects exactly what NAR and RESA data suggest: that thoughtful, professional staging isn't an expense – it's an investment that pays dividends in both speed and sale price.

For homeowners preparing to list their property, the message from the data is clear: staging matters. Whether working with a full-service company or making smaller strategic updates, presenting a home at its absolute best can be the difference between an offer that meets expectations and one that falls short.

If you’re preparing to sell your home or simply planning a refresh, TS Staging and Design is here to help. This year’s Eagle Choice Award winner for Interior Design/Home Staging, TS Staging and Design is located at 630 Roosevelt Trail, Unit 2, in Windham. Its local home staging and interior design team would be delighted to assist with any project that comes your way. We welcome the opportunity to bring out the best in your home and help you take the next step with confidence. Contact Theresa at 207-400-9393. <

Buying a Condo: Is It Right for You in 2026?

By Carrie Colby

Deciding between a condo and a single-family home is one of the biggest choices you’ll make as a homebuyer. For first-time buyers especially, the decision involves more than comparing purchase prices. Your budget, lifestyle, maintenance preferences, long-term plans, and desire for privacy can all influence which type of home is the better fit.

In 2026, condos remain an appealing option for buyers who want the benefits of homeownership with less day-to-day maintenance. They can be particularly attractive to busy professionals, first-time buyers, downsizers, and anyone who wants access to shared amenities without the responsibility of maintaining an entire property.

Single-family homes, meanwhile, generally offer more privacy, space, and control over your property – but they also come with greater responsibility for maintenance and repairs.

So, which is right for you? Let’s explore the advantages and potential drawbacks of condo living and compare them with the benefits and responsibilities of owning a single-family home.

What Is a Condo?

A condominium, commonly called a condo, is an individually owned home within a larger building or residential community. When you purchase a condo, you own your individual unit while sharing ownership of, or responsibility for, common areas with other residents.

Shared spaces may include hallways, elevators, landscaping, parking areas, swimming pools, fitness centers, clubhouses, and other amenities.

Unlike an apartment, which you typically rent from a landlord, a condo is a property you own. Condo owners generally pay monthly homeowners association (HOA) or condominium association fees to help cover the maintenance and operation of shared areas and community services.

Condos can take several forms. They may be individual units in high-rise or low-rise buildings or attached townhouse-style properties within a larger residential community.

Benefits of Buying a Condo

For the right buyer, a condo can provide many of the advantages of homeownership while reducing some of the responsibilities that come with owning a detached house.

1. Less Maintenance

One of the biggest advantages of condo living is convenience.

With a single-family home, you are generally responsible for everything from mowing the lawn and clearing snow to arranging exterior repairs and maintaining the roof. With a condo, many of these responsibilities may be handled by the association.

Depending on the community and its governing documents, association fees may help cover landscaping, snow removal, exterior maintenance, common-area repairs, and other services.

This can be especially appealing if you have a demanding job, travel frequently, prefer not to perform home maintenance or simply want to spend less of your free time dealing with property upkeep.

Condos can also appeal to buyers who want to remain in their homes as they age. Features such as elevators, accessible layouts, nearby neighbors, and professionally maintained common areas may make condo living more convenient over time.

2. Potentially Lower Purchase Price

Condos are often less expensive to purchase than comparable single-family homes, although prices can vary significantly depending on location, building, size, condition, and amenities.

A lower purchase price can make a condo an attractive entry point for first-time buyers who may find single-family homes outside their budget.

However, buyers should look beyond the purchase price. Monthly association fees, property taxes, insurance, utilities, and potential special assessments can all affect the true cost of owning a condo.

3. Access to Shared Amenities

Many condo communities offer amenities that could be expensive or impractical for an individual homeowner to maintain.

Depending on the development, these may include:
Swimming pools
Fitness centers
Clubhouses
Outdoor recreation areas
Security features
Landscaped grounds
Parking facilities

Instead of maintaining these amenities yourself, you generally share the cost with other owners through association fees.

4. Community and Convenience

Condo communities can make it easier to meet neighbors and build a sense of community. Shared spaces and organized activities may provide opportunities for social interaction, which can be particularly valuable for people who live alone or are downsizing.

Condos may also be located closer to restaurants, shopping, public transportation, entertainment, and employment centers, depending on the community.

For some buyers, being able to live in a desirable location may be just as important as the size of the property itself.

Is a Condo Right for You?

A condo may be a good fit if you:
Want a potentially lower purchase price
Prefer less exterior maintenance
Want access to shared amenities
Travel frequently or have a busy schedule
Prefer living close to neighbors and community spaces
Want features such as elevators or professionally maintained grounds
Are comfortable paying association fees and following community rules

Before buying, however, it’s important to look beyond the features of the individual unit. The financial health and rules of the condo association can have a significant impact on your ownership experience.

Are the Condo Association’s Finances Healthy?

Review the association’s budget, reserve funds, insurance coverage, meeting minutes, and history of assessments before purchasing.

A condo with an attractive purchase price can become considerably more expensive if the association has inadequate reserves or faces major upcoming repairs.

What Are My Plans for the Next Several Years?

Think about how your life may change after you buy.

Do you expect to start a family, relocate for work, work remotely, travel frequently, or eventually rent out the property? Association rules and local regulations may affect what you can do with the property, so it’s important to understand those restrictions before making an offer.

How Important Is Location?

A condo may allow you to buy in a desirable neighborhood where a comparable single-family home would be considerably more expensive.

If proximity to work, restaurants, shopping, public transportation, entertainment, or other amenities is a priority, a condo could offer a practical way to live closer to the places you value most.

Condo vs. Single-Family Home: What Should You Consider?

The choice ultimately comes down to your priorities.

A condo may make more sense if you value convenience, shared amenities, lower-maintenance living, and access to desirable locations. A single-family home may be a better fit if you prioritize privacy, additional space, outdoor areas, and greater control over your property.

Neither option is automatically better. The right choice depends on your finances, lifestyle and plans for the future.

The Bottom Line

Condos can offer convenience, shared amenities, community, and potentially lower upfront costs. At the same time, buyers need to account for association fees, community rules, shared responsibilities, and the possibility of special assessments.

For first-time buyers in 2026, the smartest approach is to compare the total cost of ownership, not simply the listing price. Evaluate your finances, inspect the property carefully, review condo or HOA documents when applicable, and consider how your needs may change in the years ahead.

The right home isn’t necessarily the one that costs the least or offers the most space. It’s the one that best matches the way you want, and can afford, to live.

Carrie Colby is a Broker with Allied Real Estate, 909 Roosevelt Trail in Windham. She can be reached at 207-232-5497. <

Trees, Neighbors, and Responsibility: What Every Mainer Should Know

By Tricia Zwirner

Maine is known for its beautiful forests, towering pines, colorful maples and tree-lined neighborhoods. Trees provide shade, privacy, wildlife habitat and undeniable beauty. They also come with responsibilities – especially when they stand near property lines.

As insurance professionals, one of the more common questions we receive is, “Who is responsible if my neighbor’s tree falls on my property?” The answer isn’t always as straightforward as many people expect.

The good news is that Maine law, combined with homeowner’s insurance, provides a practical framework for handling most situations.

Healthy Trees vs. Hazardous Trees

One of the biggest misconceptions is that the owner of a tree is automatically responsible for any damage it causes. In reality, responsibility often depends on the condition of the tree and whether the owner knew – or reasonably should have known – that it posed a danger.

If a healthy tree falls during a severe windstorm or heavy snow event, it is generally considered an “act of nature.” In those cases, each property owner is typically responsible for the damage to their own property through their homeowner’s insurance.

For example, if your neighbor’s healthy pine tree is blown onto your garage during a nor’easter, your own homeowner’s insurance would generally cover the damage to your garage, subject to your deductible.

However, the situation changes if the tree was clearly dead, diseased, leaning dangerously, or otherwise posed an obvious hazard that had been ignored. If it can be shown that the tree owner knew about the dangerous condition and failed to address it, they could potentially be held responsible for resulting damages.

Don’t Ignore Warning Signs

Large dead branches, significant decay, hollow trunks, mushroom growth around the base, major cracks, or a noticeable lean may all indicate a tree should be evaluated by a qualified arborist.

If you notice a neighbor’s tree appears hazardous and could threaten your home, it’s worth having a friendly conversation. Most people appreciate being made aware of a potential safety concern.

If you’re the tree owner, taking concerns seriously can help protect both your property and your neighbors. A professional inspection may provide peace of mind – or identify a problem before it becomes an expensive one.

What About Branches Hanging Over My Yard?

In Maine, property owners generally have the right to trim branches or roots that extend onto their property, provided the trimming is done only up to the property line and does not unnecessarily damage or kill the tree.

If significant trimming is needed, especially on a large or valuable tree, discussing the work with your neighbor beforehand is always a good idea. A little communication often prevents misunderstandings.

Document Concerns

If you believe a neighboring tree presents a genuine hazard, it’s wise to document your concerns. Take photographs, note any obvious signs of deterioration, and communicate politely in writing if necessary.

Documentation isn’t about creating conflict—it’s simply a way to establish that a concern was raised should problems arise later.

Likewise, if someone expresses concern about one of your trees, don’t dismiss it. Having the tree evaluated and keeping records of any inspection or maintenance demonstrates responsible ownership.

Insurance Plays an Important Role 

Homeowners insurance typically covers sudden and accidental damage from falling trees when they strike a covered structure, regardless of whose property the tree originated from. Coverage may also include removal of the tree under certain circumstances, although policy limits and conditions vary.

Insurance generally does not cover the cost of removing a tree simply because it’s dead or because you’re worried it might fall someday. Preventive maintenance remains the homeowner’s responsibility.

It’s also worth remembering that deductibles apply. In some situations involving relatively minor damage, the repair costs may not exceed the deductible, making it more practical to handle the repairs without filing a claim.

Prevention Is Always Less Expensive

One of the best investments homeowners can make is periodic property maintenance. Walk your property a few times each year especially after major storms. Look for damaged limbs, leaning trees, exposed roots, or signs of disease.

Hiring a qualified tree service to remove a hazardous tree is almost always less expensive than repairing a damaged roof, vehicle, fence, or garage – not to mention the potential for injuries.

Living in Maine means enjoying the benefits of our incredible trees while respecting the responsibilities that come with them. Most disputes can be avoided through routine maintenance, neighborly communication, and understanding how insurance works.

A little prevention today can save thousands of dollars – and preserve good relationships with the people living next door.

Tricia Zwirner is a State Farm agent in Windham. She and her team would love to hear from you and can be reached via phone and text at 207-892-2864 or via email at [email protected]. <

Indispensable summer home maintenance tips

Compiled by Jonathan Priest

As the sun shines bright and warm, summer brings with it a perfect opportunity to bask in the outdoors and enjoy the season to its fullest. However, amidst the joyous moments, it's essential not to neglect your most valuable asset, which is your home.

Naturally, the summer months call for specific maintenance to safeguard your abode from the harsh elements and potential issues that may arise during this season.

Here are 15 indispensable summer home maintenance tips to ensure your residence remains a cool and comfortable haven throughout the sun-kissed days.

Summer Home Maintenance Tips

Ensure your home is ready for summer with these 15 essential maintenance tips to protect, preserve, and enhance your property naturally.

Inspect and Clean the Roof

Conduct a thorough inspection of your roof to look for loose or damaged shingles, cracks, or signs of wear. Addressing these issues promptly can prevent leaks and water damage during heavy summer rains. Cleaning any accumulated debris, such as leaves or branches, from the roof will also help maintain its integrity and prevent clogged gutters.

Clear Gutters and Downspouts

Clogged gutters can lead to water overflow, causing damage to your home's foundation and siding. Regularly clear out gutters and downspouts to ensure proper water flow and avoid potential water-related problems.

 

Check Air Conditioning System

Keeping your air conditioner clean is essential for a comfortable and energy-efficient living environment. As the temperature rises, your AC system works harder, making regular maintenance a must. Clean or replace air filters regularly to maintain optimal airflow and energy efficiency.

 
Seal Cracks and Gaps

Inspect the exterior of your home for any cracks or gaps around windows, doors, and walls. Sealing these openings will help keep cool air inside and prevent warm air from infiltrating your home, reducing energy consumption and keeping pesky insects out.

Inspect and Clean Outdoor HVAC Units

Outdoor HVAC units/heat pumps can accumulate dirt, leaves, and debris, affecting their efficiency. Cleaning the units and keeping the surrounding area clear will ensure proper airflow and help your system run smoothly throughout the summer.

Service Lawn Equipment

Before the peak of summer lawn care, make sure your lawn mower, trimmer, and other equipment are in good working condition. Sharpen blades and replace worn-out parts for safe and efficient operation.

Trim Trees and Shrubs

Overgrown branches can become a hazard during summer storms, potentially causing damage to your home or property. Trim trees and shrubs away from your home's exterior to prevent such risks.

Test Sprinkler Systems

Inspect and test your sprinkler system to ensure that all areas of your lawn and garden receive adequate water coverage. Adjust the sprinkler heads as needed to avoid water wastage and promote healthy plant growth.

Clean and Stain Decking

Summer weather can take a toll on wooden decking, leading to rot and discoloration. Regularly cleaning and applying a fresh coat of stain or sealant will protect the wood from the sun's UV rays and moisture, prolonging its life.

Inspect and Repair Fences

Sturdy and well-maintained fences enhance both privacy and security around your property. Inspect for loose boards or damaged sections and repair or replace them promptly.

Inspect Outdoor Lighting

Adequate outdoor lighting enhances safety and security around your home. Clean outdoor light fixtures, replace any burnt-out bulbs and ensure that pathways, entrances, and backyards are well-illuminated during the evenings.

Check and Clean Chimney

For homes with fireplaces, inspecting and cleaning the chimney is essential. Removing debris, such as leaves or bird nests, and scheduling a professional cleaning can prevent potential fire hazards and ensure proper ventilation.

Inspect Window Screens

Window screens act as a barrier against bugs while allowing fresh air to circulate indoors. Check for tears or damage in window screens and repair or replace them to keep insects out and maintain good indoor air quality.

Clean Outdoor Furniture

Summer is the perfect time for outdoor gatherings and relaxation. Clean and freshen up your outdoor furniture, including cushions and umbrellas, to create a comfortable and inviting outdoor space.

Monitor Humidity Levels

High humidity levels during summer can lead to mold growth and create an uncomfortable living environment. Use a dehumidifier if necessary and ensure proper ventilation to keep humidity levels in check.

By diligently following these summer home maintenance tips, you can proactively protect your home, create a comfortable living space, and enjoy the season without any unnecessary worries about potential issues or repairs. Regular maintenance not only saves you money in the long run but also ensures that your home remains a welcoming oasis for you and your family throughout the summer months.

This article was brought to you courtesy of Farmers Insurance agent Jonathan Priest, with an office at 57 Tandberg Trail, Suite 7, Windham and StaySafe.org. Call him at 207-893-8184 or send him an email at [email protected] <